WIXXY BANQUE

Payment Terminal (TPE)

Accept Card Payments at Your Business

The WIXXY BANQUE payment terminal allows merchants and professionals to accept card payments directly at their point of sale — in store, at reception, or anywhere they serve customers.

Designed for businesses operating in Algeria, the terminal is issued exclusively to holders of a WIXXY BANQUE Business Account with a valid commercial register. Card payments are credited to that same account, so your takings and your business finances stay in one place.

The terminal is yours. You purchase it outright for a single payment of 12,000 DZD — there is no rental, no subscription, and no deposit to leave with us.

Key Features

Contactless, chip and PIN payments
Payments in Algerian Dinar (DZD)
On-screen confirmation and receipt for every transaction
Transactions recorded directly against your business account
Secure, certified payment hardware
Transaction history available through your WIXXY BANQUE account
Installation and staff training included

Benefits

The terminal is your property from the day you pay for it
One payment, with no monthly rental and no ongoing hardware charges
Less cash held on your premises, and less cash to handle and count
Fewer lost sales from customers who carry a card but not enough cash
Card takings arrive already recorded, ready for your accountant
Your account, your card and your terminal all managed by the same branch team
Issued in branch in a single visit, with no waiting period
Transparent service-based fees with no interest (Riba) at any stage

Eligibility

The WIXXY BANQUE payment terminal is available exclusively to registered businesses operating in Algeria.

Required Conditions

Active WIXXY BANQUE Business Account
Valid Algerian commercial register (Registre de Commerce)
Registered commercial activity in Algeria
Physical business address in Algeria
Terminal application form completed in branch

Required Documents

Bring the original of each document to your branch visit. Photocopies alone cannot be accepted.

Commercial register certificate (Registre de Commerce)
Tax Identification Number (NIF)
Social Identification Number (NIS)
Valid identification document of the owner or legal representative
Proof of business address (lease agreement or property ownership document)
WIXXY BANQUE Business Account details

How It Works

1. Check your eligibility. You need an active WIXXY BANQUE Business Account and a valid commercial register. If you do not yet have a business account, open one first.

2. Prepare your documents. Bring the originals of every document listed above, along with the payment. An incomplete file cannot be processed during your visit.

3. Visit your branch. Present your file at any WIXXY BANQUE branch. You complete the terminal application form in branch with our team, who verify your documents and confirm your merchant profile on the spot. No appointment is required.

4. Leave with your terminal. Once your file is approved and payment is made, your terminal is configured, activated and handed to you, and your staff are shown how to use it — all within the same visit.

Terminal Price

The WIXXY BANQUE payment terminal is sold outright for 12,000 DZD, payable in branch when your terminal is handed over.

This is a single purchase. The terminal becomes your property, and there is no rental, no subscription, no deposit and no ongoing hardware charge.

The price covers the terminal itself, its configuration and activation, and training for you and your staff.

Transaction Charges

Charges applying to your merchant activity are set out in full in your merchant agreement, which is reviewed and signed with you in branch before your terminal is activated.

All charges are service fees for the processing of your transactions. WIXXY BANQUE does not apply interest (Riba) at any stage.

Card Acceptance

The card networks enabled on your terminal are confirmed with you during onboarding and set out in your merchant agreement.

Settlement

Card payments taken on your terminal are credited to your WIXXY BANQUE Business Account. Settlement timing is confirmed with you during onboarding and set out in your merchant agreement.

Getting Your Terminal

Payment terminals are issued in branch only. There is no online application.

Bring your complete file and payment of 12,000 DZD to any WIXXY BANQUE branch. You complete the application form with our team, and everything else is handled in the same visit: document verification, merchant profile setup, terminal configuration, activation, and training on how to use it.

Where your file is complete and in order, your terminal is issued within two hours — the same day, in the same visit.

Your merchant agreement is reviewed and signed with you in branch before your terminal is activated.

Find your nearest branch in our contact page

Getting Your Terminal

Payment terminals are issued in branch only. There is no online application.

Where your file is complete and in order, your terminal is issued within two hours — the same day, in the same visit.

Your merchant agreement is reviewed and signed with you in branch before your terminal is activated.

Important Notice

Payment terminal services are provided by WIXXY BANQUE to eligible business account holders. Applications are made in branch, where the terminal application form is completed and supporting documents are presented for verification. Terminals are issued subject to eligibility assessment, document verification, and acceptance of the merchant agreement. Card acceptance operates through the applicable national payment networks and is subject to those networks’ rules and availability. WIXXY BANQUE reserves the right to decline, suspend or withdraw merchant services in accordance with regulatory and compliance obligations. All terminal and transaction charges are structured on a transparent service-fee basis in accordance with Sharia principles, with no interest-based charges at any stage.